Financial Inclusion of the Marginalised (Record no. 50817)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 03547nam a22005175i 4500 |
| 001 - CONTROL NUMBER | |
| control field | 978-81-322-1506-6 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20200420211743.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 130702s2013 ii | s |||| 0|eng d |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| ISBN | 9788132215066 |
| -- | 978-81-322-1506-6 |
| 082 04 - CLASSIFICATION NUMBER | |
| Call Number | 338.9 |
| 100 1# - AUTHOR NAME | |
| Author | Bhowmik, Sharit K. |
| 245 10 - TITLE STATEMENT | |
| Title | Financial Inclusion of the Marginalised |
| Sub Title | Street Vendors in the Urban Economy / |
| 300 ## - PHYSICAL DESCRIPTION | |
| Number of Pages | XXIV, 134 p. |
| 490 1# - SERIES STATEMENT | |
| Series statement | India Studies in Business and Economics |
| 505 0# - FORMATTED CONTENTS NOTE | |
| Remark 2 | Chapter 1: Introduction: Street Vendors in the Urban Economy -- Chapter 2: The Field: Profile of the Cities -- Chapter 3: Why do Street Vendors Need Finance? -- Chapter 4: Sources of Finance -- Chapter 5: How Can Financial Institutions Help Out? -- Chapter 6: Recommendations and Conclusion.  . |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum.  The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues. . |
| 700 1# - AUTHOR 2 | |
| Author 2 | Saha, Debdulal. |
| 856 40 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | http://dx.doi.org/10.1007/978-81-322-1506-6 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | eBooks |
| 264 #1 - | |
| -- | India : |
| -- | Springer India : |
| -- | Imprint: Springer, |
| -- | 2013. |
| 336 ## - | |
| -- | text |
| -- | txt |
| -- | rdacontent |
| 337 ## - | |
| -- | computer |
| -- | c |
| -- | rdamedia |
| 338 ## - | |
| -- | online resource |
| -- | cr |
| -- | rdacarrier |
| 347 ## - | |
| -- | text file |
| -- | |
| -- | rda |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Finance. |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Public finance. |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Labor economics. |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Development economics. |
| 650 14 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Economics. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Development Economics. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Labor Economics. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Finance, general. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Public Economics. |
| 912 ## - | |
| -- | ZDB-2-SBE |
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