000 05961nam a2200865 i 4500
001 5237441
003 IEEE
005 20200421114111.0
006 m o d
007 cr |n|||||||||
008 070326t20152007nju o 000 0 eng d
020 _a9780470112472
_qelectronic
020 _z9780471776161
_qpaper
020 _z0470112476
_qelectronic
024 7 _a10.1002/0470112476
_2doi
035 _a(CaBNVSL)mat05237441
035 _a(IDAMS)0b0000648109572e
040 _aCaBNVSL
_beng
_erda
_cCaBNVSL
_dCaBNVSL
050 4 _aHQ1063.2.U6
_bG65 2007eb
082 0 4 _a646.790885
_222
100 1 _aGolio, John Michael,
_d1954-
_eauthor.
245 1 0 _aEngineering your retirement /
_cMike Golio.
264 1 _aHoboken, New Jersey :
_bWiley,
_c2007.
300 _a1 PDF (p. cm.).
336 _atext
_2rdacontent
337 _aelectronic
_2isbdmedia
338 _aonline resource
_2rdacarrier
505 0 _aPreface. -- Acknowledgments. -- 1. Retire On Your Schedule. -- 1.1. Retirement Options. -- 1.2. Is There a Retirement Crisis? -- 1.3. How Much Do I Need to Retire? -- 1.4. How Long Will it Take Me to Save Enough Money? -- 1.5. Learning Your Own Life Values. -- 2 Analysis Tools and Calculations. -- 2.1. Predictions Based on Average Returns and Inflation. -- 2.2. Spending Models. -- 2.3. Historical Data. -- 2.4. Monte Carlo Simulation. -- 2.5. Historical Simulation and the 4% Rule. -- 3 Live Below Your Means (LBYM). -- 3.1. Spending. -- 3.2. Breaking the Relationship Between Earning and Spending. -- 3.3. Establishing Budget Projections. -- 3.4. Credit Cards. -- 3.5. Increasing Earnings. -- 4 Emergency Funds and Insurance (First Take Care of Stability). -- 4.1. Medical Insurance and Healthcare Budgets. -- 4.2. Emergency Fund. -- 4.3. Personal Financial Concerns. -- 4.4. Documents. -- 5 Investment Instruments. -- 5.1. Bonds. -- 5.2. Stocks. -- 5.3. Real Estate. -- 5.4. Annuities. -- 5.5. Defined Benefit Plans (Pensions). -- 5.6. Cash and Certificates of Deposit. -- 5.7. Social Security. -- 5.8. Mutual Funds. -- 5.9. Exchange-Traded Funds (ETFs). -- 5.10. Commodities. -- 6 Your Investment Plan. -- 6.1. Eliminate "Bad" Debt. -- 6.2. Investment Issues. -- 6.3. Tax-Advantaged Accounts and Free Money. -- 6.4. Taxable Investments. -- 6.5. House-Purchase or Rent? -- 6.6. Mortgage Payoff Decision. -- 6.7. Taxes. -- 7 What Will I Do When I Retire? -- 7.1. Work Part-Time. -- 7.2. Travel. -- 7.3. Volunteer. -- 7.4. Recreation and Leisure. -- 7.5. Health and Self-Improvement. -- 8 Final Issues. -- 8.1. Before You Leave the Building. -- 8.2. Where to Live. -- 8.3. Sources of Income. -- 8.4. Taxes. -- 8.5. Rebalancing. -- 8.6. Heirs. -- Appendix A: Web Site URLs: Information, Online Calculators and Software. -- Appendix B: Fundamental Financial Equations. -- Appendix C: Longevity Table. -- Index. -- About the Author.
506 1 _aRestricted to subscribers or individual electronic text purchasers.
520 _aA practical retirement planning resource for engineers, scientists, and mathematicians In 1995, Dr. Mike Golio, an electrical engineer, became seriously interested in planning for early retirement. In 2003, at the age of 49, he and his wife achieved their goal of financial independence and retired. Engineering Your Retirement is an outgrowth of his research. Whether retirement is imminent or many years off, this valuable guide's straightforward, analytical approach to financial independence answers the critical questions to achieving successful, comfortable, and meaningful retirement. Written specifically for professionals in the engineering, science, and math fields, Engineering Your Retirement examines such important questions as: * How much money will I need to retire? * How long will it take for me to accumulate it? * What types of post-retirement activities are available to technical professionals? Engineering Your Retirement discusses financial independence from the unique cultural view of the technical professional and features many charts, graphs, analytical tools, and equations to help present the financial nuts-and-bolts of retiring in a logical and analytical manner. It offers practical, firsthand advice from an industry expert on: * Effectively budgeting for investments * Planning for health insurance * Choosing a retirement community * Building up a cash/bond ladder * Considering inflation * Portfolio requirements * Investment allocations * Paying off a mortgage * And much more!.
530 _aAlso available in print.
538 _aMode of access: World Wide Web.
588 _aDescription based on PDF viewed 12/18/2015.
650 0 _aRetirement
_xPlanning.
650 0 _aScientists
_xRetirement.
650 0 _aEngineers
_xRetirement.
655 0 _aElectronic books.
695 _aBiographies
695 _aCalculators
695 _aCompanies
695 _aCorrelation
695 _aCredit cards
695 _aDriver circuits
695 _aEconomic indicators
695 _aEconomics
695 _aEducational institutions
695 _aEmployment
695 _aEngineering profession
695 _aEquations
695 _aFace
695 _aFluctuations
695 _aForce
695 _aGovernment
695 _aHeating
695 _aHistory
695 _aIndexes
695 _aInsurance
695 _aInvestments
695 _aLoans and mortgages
695 _aMathematical model
695 _aMedical diagnostic imaging
695 _aMedical services
695 _aNominations and elections
695 _aPlanning
695 _aPortfolios
695 _aRetirement
695 _aSchedules
695 _aSecurity
695 _aTV
695 _aWeb sites
710 2 _aIEEE Xplore (Online service),
_edistributor.
776 0 8 _iPrint version:
_z9780471776161
856 4 2 _3Abstract with links to resource
_uhttp://ieeexplore.ieee.org/xpl/bkabstractplus.jsp?bkn=5237441
942 _cEBK
999 _c59346
_d59346